Terms of Use

This service located at this web site (Site) owned and operated by Universal Business Innovation. This Site is intended to provide information that might be of interest to users. The contents of this Site, including but not limited to the text and images herein and their arrangements, unless otherwise noted, are the copyrighted material of Universal Business Innovation.

Your access to and use of the Site is subject to the following Terms and Conditions and all applicable laws. By accessing and browsing the Site, you accept, without limitation or qualification, the Terms and Conditions and acknowledge that other agreements between you and Universal Business Innovation (UBi) are superseded and are of no force or effect.

1. Use of the Site
You should assume that everything you see or read on the Site is copyrighted and may not be used except as provided in these Terms and Conditions, the text on the Site or with the written permission in advance, of UBi.

2. Liability and Warranties
The material included in this Site has been compiled from a variety of sources and the Site may include technical inaccuracies or typographical errors. Everything on the Site is provided to you "as is" without warranty of any kind, either express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose or non-infringement.

UBi makes no warranties or representations as to the accuracy of the Site. UBi assumes no liability or responsibility for any errors or omissions in the content of the Site. UBI uses all reasonable effort to ensure the accuracy of the Site but reserves the right to change in its sole discretion the Site, in any way and/or at any time, without notice.

UBi shall not be liable for any special, incidental, or consequential damages, including without limitation, any lost revenues, lost profits, or third party claims resulting from the use or misuse herein, even if UBi has been advised of the possibility of such damages or for any claim by another party.

3. Links
Links on this Site may lead to servers maintained by individuals or organizations other than UBi. UBi has no control and makes no warranties or representations as to the accuracy, timeliness, suitability or any other aspect of the information located on such servers, and neither monitors nor endorses such servers or content.

4. Revisions Clause
UBi may at any time revise these Terms and Conditions by updating this posting. You are bound by the most current Terms and Conditions every time you visit this Site, therefore you should periodically review these Terms and Conditions to which you are bound.